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Welcome to Otsego Mutual. We have developed a reputation for providing stable, dependable service through our many professional independent agents.
About Us
A.M. Best's Review highlighted Otsego as one of only 15 casualty insurance companies to be listed at A+ for 50 consecutive years.
Payments
Use our Secure Portal to pay with any major credit card or check, set up a Monthly EFT Payment Plan or set up a Third Party Designee.
Insurance
We specialize in Homeowner’s and Renter’s Insurance, with affordable coverage that covers a majority of homeowners' needs.
Homeowner's Insurance
A majority of homeowners insure their structures for Replacement Cost. We offer this coverage, as well as replacement cost coverage on contents.
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Dwelling Fire Insurance
This Program includes flexibility in limiting coverages for Personal Property and for the perils that are insured against.
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Renter’s Insurance
At Otsego Mutual, we offer up to $50,000 of personal property protection with exceptionally low and quality rates.
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Liability Insurance
With different types of Personal Liability protection and customizable limits, get a custom-made product that fits your needs.
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Otsego Mutual is pleased to offer an alternative to home warranty plans. Equipment Breakdown coverage is now available through your Homeowners Insurance Policy. Whether you are a renter or a high-value homeowner, we have your equipment breakdown expo...
Every so often, we receive questions regarding inspections on your home. These inspections allow us to notify you if we notice any issues that could be potentially harmful to you, your friends, family, or anyone visiting your home. We asked our Direc...
Rising material costs make replacing and rebuilding homes more expensive. Our #1 priority is being able to help our insureds when a loss occurs. Therefore, to ensure we can cover your home and belongings if there is a loss, we most be aware of these ...
Contact Us
Mailing Address:
P.O. Box 40
Burlington Flats, New York 13315