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Safety Tips

Safety Tips (4)

Monday, 08 August 2011 18:37

Dryer Vents

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Clothes dryer fires account for 15,600 structure fires annualy.

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Friday, 27 May 2011 13:17

Sidewalk Talk

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Many homeowner liability insurance claims arise from defective sidewalks. Otsego Mutual, as part of its inspection process, makes an attempt to determine if the sidewalks of our insureds need updating or replacing. In some cases the company may require an insured or prospective insured to repair or replace a defective sidewalk.

Although a homeowner may feel their sidewalk is defect free and poses no danger to pedestrians it takes as little as a ½” difference in elevation between one flag and the next to cause a possible tripping hazard.

The following photos show defective sidewalks which are not only unsightly, but could be hazardous to pedestrians:
Friday, 27 May 2011 13:14

Woodstove Safety

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Protecting Your Home

woodWith the ever-increasing cost of home heating, more and more energy conscious people are installing wood stoves. An undesirable result has been a corresponding increase in the number of wood stove and chimney fires. In fact, over one-half of the one-and two-family dwelling fires in rural and suburban areas are caused by wood fuel use.

Burning wood requires more work and attention than simply adjusting a thermostat. To reduce the chances of having a fire in your home, follow the recommendations in the Woodstove Safety pamphlet below on proper selection, installation, maintenance and operation of a wood stove.

Friday, 27 May 2011 11:58

Fire Prevention & Safety

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House fires are devastating. The overwhelming sense of loss caused by fire, smoke and soot are traumatic. In many cases fires can be prevented, however, even the most safety conscious efforts can't prevent the unexpected.

The following safety tips can help you prevent or escape the devastating effects of a house fire:

1) Fire Extinguishers

Place fire extinguishers on all levels of your home, especially areas where there's the greatest risk for a fire – the garage, kitchen and basement.

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